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We need insurance for a trip

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User
Posted 07 Jan 2019 at 14:48

My husband has diagnosed Prostate Cancer and we have booked to go to Cape Verde in February. i just tried to get travel insurance and went through a great rigmarole and was refused.

It hasn’t been confirmed that it has progressed to his bones, as the tests he has had,were inconclusive. But, he has been treated for the last six months with hormone therapy, as though it has spread

We so need a holiday as we are both so upset. Any ideas ?  

 

 

User
Posted 07 Jan 2019 at 15:37
It's the uncertain diagnosis that is causing your problem; insurers will be reluctant to cover him if they don't know exactly what the extent is. It could be as simple as how you answer certain questions.

Try companies identified on the Macmillan site as good for covering cancer patients. We are with InsureandGo. Try to avoid words like 'inconclusive' when answering the questions.

"Life can only be understood backwards; but it must be lived forwards." Soren Kierkegaard

User
Posted 07 Jan 2019 at 15:39
There is an ongoing thread on this site regarding travel insurance. You need to search for it.

Cheers, John.

User
Posted 07 Jan 2019 at 15:40
Try Boots travel insurance.

They do ask all the necessary questions, but they seem to evaluate the answers reasonably & they don't just give a blanket declined !

User
Posted 07 Jan 2019 at 17:02
I’ve used Boots travel for all my hols and cruises. Quite easy to answer the questions accurately. Please bear in mind that virtually every insurance company on the planet will do anything possible to get out of helping you , whether it be car , house , mobile phone , travel , contents .......

I have no trust in any of them tbh and would happily take the risk based on gut instinct, but don’t quote me lol. License to print money I reckon.

User
Posted 07 Jan 2019 at 17:12
"Would happily take the risk" ... ho hum. Cape Verde, limited number of hospital services, likely very expensive flights to a mainland in the event of SCC, fracture while walking on a beach, urinary retention, allergic reaction to mosquito spray, heart attack ...
"Life can only be understood backwards; but it must be lived forwards." Soren Kierkegaard

User
Posted 07 Jan 2019 at 17:41
Sounds almost identical to the UK , yet I’m not paying £1000 per week for the privelage lol.
User
Posted 07 Jan 2019 at 18:00
?
User
Posted 07 Jan 2019 at 21:19
Nancy, is your husband's cancer likely to result in medical issues while you're away? If not, the easiest and cheapest solution would be to get insurance that has cancer-related issues excluded. Pretty much any insurer should be willing to do this.

Cheers,

Chris

 
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