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Getting travel insurance

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User
Posted 21 Apr 2019 at 14:15

Has anyone had any recent experience of getting reasonable travel insurance quotes either online of through a broker?

User
Posted 21 Apr 2019 at 19:10
There are a number of threads on this forum, and many of us use companies that specialise in providing cover for medical conditions. We use insurewith and have found them to be cheap and with excellent customer care. The Macmillan site lists companies that offer cover for cancer.
"Life can only be understood backwards; but it must be lived forwards." Soren Kierkegaard

User
Posted 21 Apr 2019 at 19:12
As above !!!

We use Boots travel insurance which covers existing medical conditions

User
Posted 21 Apr 2019 at 19:12
Keep in mind that your hips, belly, pelvis will need to be kept out of the sun for a while and then you will need to use a high factor sunscreen
"Life can only be understood backwards; but it must be lived forwards." Soren Kierkegaard

User
Posted 21 Apr 2019 at 20:24

We went to the sub-tropics for a month 8 weeks after my op.  Things seemed to be going alright so I excluded all cancer cover which made the insurance the same as if nothing had happened.  If you change your mind you can pay the difference if you find out what it is before you commit.  (I've added this later: if you change your mind because it gets worse they won't accept it, nor will they guarantee any quotes).

I'm curious why Lyn says keep your hips out of the sun, not that I wear Speedos. I wasn't for showing off my 5 stomach wounds.

Edited by member 22 Apr 2019 at 19:13  | Reason: It might have given the wrong impression, the change is bracketed.

User
Posted 21 Apr 2019 at 21:12

Originally Posted by: Online Community Member

I'm curious why Lyn says keep your hips out of the sun, not that I wear Speedos. I wasn't for showing off my 5 stomach wounds.

aj is having radiotherapy - the effect of this is similar to sunburn so his flesh in the area that has been zapped will be hyper-sensitive to burning. 

"Life can only be understood backwards; but it must be lived forwards." Soren Kierkegaard

User
Posted 22 Apr 2019 at 08:11

morning all,

i used a company called " AllClear" last year, 5 months after surgery for a 5 day break in Italy, and have just arranged cover for this year

andy

User
Posted 22 Apr 2019 at 08:14

Cheers Andy,

I’ll check them out later.

User
Posted 22 Apr 2019 at 11:21

Check if your bank offers cover as part of the deal - many do.

I'm with Nationwide, who offer free cover to all, assuming 100% fitness. One phone call to discuss current conditions raised mine to £140 worldwide for one year - I suspect at least half of that was my blood pressure, rather than the post-treatment PCa.

User
Posted 22 Apr 2019 at 11:29

Thanks, Do you have PCa and did you tell them?

User
Posted 22 Apr 2019 at 11:57

Still living with it, but RT and HT behind me now.

No point in not telling insurers everything: it invalidates the insurance. And insurers get rich by not paying out!

User
Posted 22 Apr 2019 at 13:04

We have just obtained worldwide travel insurance through a Nationwide FlexPlus account, including winter sports and other ‘hazardous’ pastimes such as golf😂😂😂😂

About £150 a year for two. I haven’t yet mentioned my PCa to them (as I currently haven’t got it), but will do so this week before I visit Switzerland at the weekend.

Another correspondent here with Nationwide elected to eschew cover related to his PCa, and so they imposed no surcharge. It is unlikely that I will have any relapse necessitating urgent treatment, so I will do the same.

Hope you get something sorted out.

Cheers, John.

User
Posted 22 Apr 2019 at 14:03
Just to note that it’s absolutely vital that you declare all medical conditions when buying travel insurance. If you fail to do so and then have to make a claim, you insurance will be invalid if you have undeclared conditions, even if they have no connection with the claim you’re making.

Pretty much all insurers let you exclude cancer cover, but you MUST tell them about it.

Cheers,

Chris

User
Posted 22 Apr 2019 at 15:37

We use Direct Line and have annual cover for Europe, but as said above we excluded PCa.  It's quite a bit more to include Prostate Cancer. 

I'd only insure with well known insurance companies and read the conditions carefully.  Having a policy that doesn't pay out or limits cover can be bad news.

We looked at Nationwide and I seem to recall it excluded or very much limited many of main reasons we wanted insurance such as medical treatment and cancellation.  Direct Line will pay £ms for medical treatment, although we normally go out of Europe.

User
Posted 22 Apr 2019 at 16:14

Hi

we went to Barbados in March I got two weeks insurance with Boots £450 with £1000 excess, I declared hubbies terminal PC and all meds etc I was quite pleased with that, however he wasn’t on morphine then so that may make a difference.

User
Posted 07 Jul 2019 at 10:03

We have just taken out travel insurance as going away next month. We used SAGA the were ready good.  Before the cancer we'd pay £170 now it's £230 for the year for all three of us for the year. My husband had prostate removed and for now doesn't have to have any further treatment so don't know whether that helped keep.price down. 

User
Posted 07 Jul 2019 at 21:50

That sounds like a good deal. Is there any small print re PC?

User
Posted 08 Jul 2019 at 07:59
Our worldwide cover is £120 for us both, with all medical conditions covered.

When John climbed Kili in between the RP and the SRT it only cost about the same. Now we have had to add his two new knees and an operation I needed last year but the insurance cost has hardly risen at all.

"Life can only be understood backwards; but it must be lived forwards." Soren Kierkegaard

 
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