Been trying to get Travel Insurance…we have a place in Fuerteventura which we go back and forward to regularly so was really looking for a multi trip policy.
Went along to my local insurance broker who was very helpful but I don’t understand the way these insurance companies work? AllCLear quoted £1600+ for an annual policy but it was the same price for a single trip policy…very strange. Also they see T3B (locally advanced spread to the Seminal Vesicles) as ‘Spread to other parts of the Body’ whereas T3C is a specific option which would give you a quote around a third of the price!
looking at Just Travel and Saga they have a question
’Has the cancer spread to anywhere else in the body except the prostate and Seminal vesicles’
if you say No(as in my case) they will give you a reasonable quote(single trip) but if you say Yes( as in T3C) they won’t even cover you.
so it appears that some companies regard T3B as more serious than T3C and some the other way round. Are there any insurance companies where you can just specify your type (eg T3BN0M0) and get an accurate quote? It would seem a much better way of doing it.
so, I have taken out a single trip policy at a cost of £125 for 3 weeks. I really did think about just excluding PC from my existing RBS platinum policy where ‘Computer said no’ and not taking out additional insurance, as if anything takes a turn for the worse I can easily get a flight back to UK at a days notice…May do that in the future. We also have the fallback of the EHIC or GHIC card which will get you treatment should you need it…I’ve used it before without problem even after Brexit.
Why is it so difficult and expensive? I don’t even need cancellation cover as my flights usually cost pennies(good old Ryanair) and can just right off the cost.