You are already above the limit for your age (NICE 3.5, BAUS 3.9, CHAPS 3.0, Europe 3.0). So I would say you should be getting regular PSA checks, and another MRI no more than a year after the last one, and sooner if your PSA continues rising. If you are a high risk patient (Black African or Caribbean, or father or brother has had prostate cancer), they should really be offering you a biopsy even though MRI isn't showing anything - it doesn't catch all significant prostate cancers.
I presume you've been checked for a UTI? Also, having COVID and some COVID vaccinations temporarily pushes up PSA for a month or so afterwards.
Your prostate isn't enlarged, so that doesn't account for higher PSA.