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Does PCa affect travel insurance?

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User
Posted 10 Dec 2018 at 11:42
I got in touch with Insureandgo, and they only added £18 on for my pre-existing medical conditions; hypertension, high cholesterol and for my non-existing medical condition; prostate cancer😉.

Would recommend them. Thanks again Matron.

If you go online, the basic cover won’t allow you to declare any conditions, so you need to go to the next one, Silver, I think.

Cheers, John.
User
Posted 10 Dec 2018 at 11:43
Bob, just tell the oncologist that you would like the RT to either finish before the holiday or start after it. We agreed to SRT in the May but the onco was happy to not start RT until after our usual 3 week camping trip to France in July/August.

Research says the longer you are on HT before the RT starts, the better the outcome.
"Life can only be understood backwards; but it must be lived forwards." Soren Kierkegaard
User
Posted 10 Dec 2018 at 12:01

Originally Posted by: Online Community Member
Bob, just tell the oncologist that you would like the RT to either finish before the holiday or start after it. We agreed to SRT in the May but the onco was happy to not start RT until after our usual 3 week camping trip to France in July/August.

Research says the longer you are on HT before the RT starts, the better the outcome.


Exactly what I've done Lyn. Holiday in January scheduled (with the full approval of both my kidney surgeon and oncologist) before RT in Feb.


Chris


 

User
Posted 10 Dec 2018 at 12:16

Originally Posted by: Online Community Member
Bob, just tell the oncologist that you would like the RT to either finish before the holiday or start after it. We agreed to SRT in the May but the onco was happy to not start RT until after our usual 3 week camping trip to France in July/August.

Research says the longer you are on HT before the RT starts, the better the outcome.


Hi Lyn. 


That was the original plan, my problem is that the holiday has to be paid in full by 27th December and my appointment with the oncologist is not until 8th January when I am hoping to have a timetable for treatment, the travel agent is unable to extend the date for payment so at the moment we are not sure whether to take the risk that it will work out ok. 


For the first time this b****y disease has made me angry, I also think the hormone tablets are working as I had a little weep when I told my wife. 

User
Posted 10 Dec 2018 at 12:33
As Lyn says, though, Bob, the timetable for treatment is very much in your hands. If you want to go on holiday, go for it - it'll probably do you the world of good! It's not as if prostate RT is something that has to be done desperately urgently (in most cases, anyway). My oncologist said that even if I chose to delay it by six months it would make no appreciable difference to the outcome, particularly when someone is on HT.

Chris
User
Posted 04 Jan 2019 at 17:25

I have annual travel insurance with Lloyds Bank. When I informed them of my PCa last year, they just asked if I want cover for my cancer or consequences of my cancer. I simply told them I do not want any cover for PCa and that was it. My travel cover remains unchanged.


I may need to be educated but I do not see why one would pay extra for cover for PCa - what can one do but come back home for treatment.


Regards


Rafael


He who lives, loves and knows what it means to die  - Jiddu Krishnamurti 

User
Posted 04 Jan 2019 at 17:26
It's not so much a case of being insured for cancer, Rafael, as needing to declare it, because if you fail to do so it could invalidate your travel insurance in the event of a claim. Like you, I'm happy to declare it and simply have it excluded, but it really is essential to declare it!

Chris
User
Posted 04 Jan 2019 at 17:28

I see. So simple and yet I overlook it!


Regards


Rafael


He who lives, loves and knows what it means to die - Jiddu Krishnamurti 

User
Posted 11 Jan 2019 at 00:32

Good evening everyone...been worried about insurance as we are off to Vietnam & Cambodia in April, rang Nationwide as we have free travel insurance with them and it took about 5 minutes and he's fully insured and it only cost me £84. And that's worldwide and for a year.  So relieved


 

User
Posted 11 Jan 2019 at 08:30

Great, that’s very reasonable. Enjoy your travels.

Ido4

User
Posted 11 Jan 2019 at 08:47
I started this thread, and I’m happy to report that I’m off on my long-awaited holiday to Egypt tomorrow, complete with travel insurance! I love travelling, but had to cancel all my plans last year after my cancer diagnosis, so I’m really looking forward to this.

Chris
User
Posted 14 Jan 2019 at 09:16

Enjoy your holiday and forget about us all until you return.


Regards


Rafael


He who lives, loves and knows what it means to die - Jiddu Krishnamurti 

User
Posted 14 Jan 2019 at 14:13

Enjoy a well deserved holiday.


 

Ido4

User
Posted 14 Jan 2019 at 17:29
I tried to send you this as a P.M. but this rubbish bulletin board wouldn’t let me, so here it is:

Hi Chris,

We just returned from Hurghada a few days ago and had a great time. Two tips:
If you intend to use the internet, take an unlocked phone with you and get a local SIM card, Vodafone or Etisalat. I bought a 20Gb 4G data package for 12 quid and it lasted a fortnight with heavy use. Our hotel wi-fi was rubbish, and very slow when everone else was on it. Calls in and out cost up to two quid a minute with UK sims!

Download the Uber app and use that if you need a taxi - we had Mr Ahmed and I would phone him and he would be there in minutes, and I thought we had a good deal (Theresa May style) with him, until I saw the Uber rates. No doubt my money has gone to a good home.

A third point - it's bloody cold at night as there's never any cloud cover for insulation, and it's windy, so take jumpers or jackets.

Your experience mirrors mine - we had to cancel two cruises last year to accomodate various medical and surgical appointments. We have a packed travel schedule this year,however😁.

Enjoy your hols.

Cheers, John.
User
Posted 22 Feb 2019 at 20:34

I am insured with Nationwide Flexplus & last year had a large claim as I  was required to start my prostate treatment


I phoned yesterday and asked for 2019 travel insurance abd  was informed that the previous claim would not preclude any further insurance and if i wanted to exclude PC the premium would be zero ( free travel insurance is part of thr account package) To include PC , for annual cover, would be an extra £115.90

User
Posted 23 Feb 2019 at 05:27

Hi just sorted my travel insurance out I have it with my bank account, I rang them up as you have to inform them of any changes in your medical history and the additional premium was 80 pounds but I declined to pay that as I do not see how I will have a issue with my radical prostatectomy when I am on holiday. so every thing else is covered but your not covered for any prostate related problems. hope this helps


eddy.

User
Posted 24 Feb 2019 at 12:34

As with the two previous posts, I am also with nationwide, and was offered cover for an extra £99, I also declined for the same reasons, no prostate so not an issue, anything else that might happen will be covered.

User
Posted 24 Feb 2019 at 13:29
When deciding to exclude PCa, have you factored in the simple things like if you were struck down by a really bad UTI on holiday the insurer would probably argue that you were more susceptible because of the previous prostate surgery and would decline to pay out your medical costs, even if you were hospitalised? Or if you had a DVT and surgery was reasonably recent, they would probably try to argue that the RP increased the risk of DVT. Insurers will go to great lengths not to pay.

We pay the extra premium even though John's RP was nearly 10 years ago and his RT was 7 years ago and he is effectively in remission. My brother drowned in Greece (so accident not health problem) and because of a bit of (unrelated) information not clearly stated, the insurer would not pay out. It cost us many thousands of £££s to get his body flown home - you have to pay for every single thing - death certificate, police report, post mortem, coroner's certificate, permission to fly, undertaker, casket, air-locked outer casket, legal independent witness when the casket is being closed, cargo ticket, unloading at this end.
"Life can only be understood backwards; but it must be lived forwards." Soren Kierkegaard
User
Posted 24 Feb 2019 at 18:12
How sad, Matron Kierkegaard, to hear about your bro.

My mate went to his palatial Mallorca finca on holiday, and croaked there. He paid £59 on easyJet to get there, but it cost €€€€ to bring him home, air freight.

With insurance, there’s really no way to know if they will pay out or wriggle out!

I have had a third claim for iPad problems / losses and in the last year, and Aviva coughed up straight away, no quibbles.

Cheers, John.
User
Posted 24 Feb 2019 at 18:27

Originally Posted by: Online Community Member
I tried to send you this as a P.M. but this rubbish bulletin board wouldn’t let me, so here it is:

Hi Chris,

We just returned from Hurghada a few days ago and had a great time. Two tips:
If you intend to use the internet, take an unlocked phone with you and get a local SIM card, Vodafone or Etisalat. I bought a 20Gb 4G data package for 12 quid and it lasted a fortnight with heavy use. Our hotel wi-fi was rubbish, and very slow when everone else was on it. Calls in and out cost up to two quid a minute with UK sims!

Download the Uber app and use that if you need a taxi - we had Mr Ahmed and I would phone him and he would be there in minutes, and I thought we had a good deal (Theresa May style) with him, until I saw the Uber rates. No doubt my money has gone to a good home.

A third point - it's bloody cold at night as there's never any cloud cover for insulation, and it's windy, so take jumpers or jackets.

Your experience mirrors mine - we had to cancel two cruises last year to accomodate various medical and surgical appointments. We have a packed travel schedule this year,however😁.

Enjoy your hols.

Cheers, John.


Sorry,  John, I've only just noticed this. I had a wonderful holiday in Egypt, thanks. Took lots of photos (the main purpose of the trip for me (and got indescribably filthy crawling around inside tombs that nobody sensible would want to go to smile. Exactly what I love doing!


Thankfully I didn't need the travel insurance at all. I had one night with a mildly upset stomach, which is pretty good for two weeks in Egypt, but I'm an "old hand" at travel in that part of the world and know how to sort it out. I managed to surprise my guide by taking him to several places he hadn't been to in 30 years working as a guide!


All in all, a superb trip!


All the best,


Chris


 

 
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