Thought I'd post to help anyone who finds themselves in the similar situation...
I'm 56, had urinary symptoms (night time visits to the loo etc) for several years and expected it to be probably BPH. I had a DRE a couple years back due to bowel symptoms, was advised it was "nice and smooth" which I made a mental note of. Having had health anxiety in earlier life, I do try to take a balanced approach than go off the deep end. Recently, I thought I'd ask the GP if I should have this investigated further (my mother had ovarian cancer). I was told I would have blood and urine tests prior to a f2f.
I expected the f2f to concern the pros and cons of taking PSA tests (of which I was wary). However, it turned out the blood tests included the PSA. When I had the f2f, I was advised my PSA was elevated (at 6.6) and I would be referred.
I then ploughed through most of this forum finding people's experiences of great use than consulting Dr Google.
Visited the hospital, DRE, probed and advised my vol was 55 (ie enlarged), hence a PSAD of 1.2. I was told I could have an MRI if I wanted, but there wasn't a great deal of concern shown about it. I decided it probably made sense to do so. Luckily there was a slot on the day available.
One week later, today, I had a phone call to discuss the results. Unfortunately I was out and about and not well prepared nor in an ideal setting (nor will I get the results in writing apparently). I was told, amongst other things, I had a PIRAD 3, vol of 67 (hence PSAD of 0.1) and that I could have a biopsy or another scan in 6 months.
I took the latter option and will get another PSA just prior. This is a conundrum for me. I want to progress on the basis of evidence rather than having procedures out of emotion. I haven't consulted Dr Google, but I have read EAU guidelines that suggest those with PIRAD 3 and PSAD < 0.1 have a very low risk in terms of anything clinically significant. PSAD 0.1 - 0.15 is low to intermediate risk. That puts me right on the fence.
My thinking is Bayesian, to consider prior probabilities and update them as the information comes in. So far, those probabilities have improved. I don't want to regret that later... but it is difficult to take these decisions.